The Best Rooftop Cargo Carriers: 5 Picks Compared
Five real rooftop cargo carriers compared, from a budget waterproof roof bag to premium hard shell boxes, with load ratings and honest mounting notes.
A rooftop cargo carrier is the cheapest way to add real space to a packed car, and it is also easy to buy the wrong one, because the right choice depends on what you carry and whether you already have crossbars. This guide compares five carriers sold on Amazon: the best selling SportRack Vista XL hard shell box, the premium Thule Force 3 XL, the long Yakima SkyBox NX 18 built for skis, a budget Sailnovo waterproof bag that works with no roof rack at all, and a Wildroad steel basket that ships with its own cargo bag. We compared them on carrier type, cubic feet, published load rating, how the lid opens, what mounting hardware they need and what owners report about noise, leaks and fitment. By the end you will know which format suits your trips, which one fits your vehicle, and where paying more actually buys you something.
Table of contents
- Quick picks
- Cargo capacity compared
- Comparison table
- Best Overall: SportRack Vista XL Rear Opening Cargo Box
- Best Premium: Thule Force 3 XL Rooftop Cargo Box
- Best for Skis and Snowboards: Yakima SkyBox NX 18 Roof Top Cargo Carrier
- Best Budget: Sailnovo Car Rooftop Cargo Carrier 21 Cubic Feet Waterproof Roof Bag
- Best for Bulky Outdoor Gear: Wildroad Rooftop Cargo Carrier Combo Basket with 21 Cu Ft Waterproof Bag
- How we chose
- What to consider before buying
- Hard shell box, soft bag or open basket
- Length, width and what actually fits
- Mounting, noise and security
- Final recommendation
- FAQ
Quick picks
Every pick wins a specific use case. Jump to the full review before you buy.
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Best Overall
SportRack Vista XL Rear Opening Cargo Box
A wide 18 cubic foot hard shell box that carries a full family road trip load for far less than the premium brands ask.
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Best Premium
Thule Force 3 XL Rooftop Cargo Box
The most refined box here, with a 165 lb rating, dual-side access and a lifetime warranty that justifies the price for people who travel often.
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Best for Skis and Snowboards
Yakima SkyBox NX 18 Roof Top Cargo Carrier
An 84 inch long box with a flat floor that swallows skis up to 195 cm, making it the right shape for winter sports families.
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Best Budget
Sailnovo Car Rooftop Cargo Carrier 21 Cubic Feet Waterproof Roof Bag
A 21 cubic foot waterproof bag that works on cars with no roof rack at all and folds into a closet when the trip is over.
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Best for Bulky Outdoor Gear
Wildroad Rooftop Cargo Carrier Combo Basket with 21 Cu Ft Waterproof Bag
A steel basket and a 21 cubic foot bag sold together, so you can run a sealed bag on trips and an open basket for firewood and coolers.
Compare every pick
| Product | Award | Carrier type | Capacity | Load capacity | Opening style | Mounting | Best for | Where to buy |
|---|---|---|---|---|---|---|---|---|
| SportRack Vista XL Rear Opening Cargo Box | Best Overall | Hard shell cargo box | 18 cu ft | 100 lb | Rear opening lid with gas-assist arms | Crossbars required, tool-free U-bolt clamps | Families who need one big, secure, weatherproof box for a few long road trips a year and do not want to spend premium money. | Check price for SportRack Vista XL Rear Opening Cargo Box at Amazon (affiliate link) |
| Thule Force 3 XL Rooftop Cargo Box | Best Premium | Hard shell cargo box | 18 cu ft | 165 lb | Dual-side opening lid | Crossbars required, PowerClick torque mount | Frequent road trippers and minivan or large SUV owners who want the sturdiest mount and lock in this guide and plan to keep the box for years. | Check price for Thule Force 3 XL Rooftop Cargo Box at Amazon (affiliate link) |
| Yakima SkyBox NX 18 Roof Top Cargo Carrier | Best for Skis and Snowboards | Hard shell cargo box | 18 cu ft | 165 lb | Dual-side opening lid | Crossbars required, universal clamp mount | Ski and snowboard families who need real length, a flat floor and a lock system that secures both the gear and the box. | Check price for Yakima SkyBox NX 18 Roof Top Cargo Carrier at Amazon (affiliate link) |
| Sailnovo Car Rooftop Cargo Carrier 21 Cubic Feet Waterproof Roof Bag | Best Budget | Soft shell cargo bag | 21 cu ft | Not stated by maker in listing | Top zipper with storm flap | Fits with or without a roof rack, 10 straps and 6 door hooks | Drivers with no roof rack, or anyone who needs extra space for one or two trips a year and does not want to store a large box. | Check price for Sailnovo Car Rooftop Cargo Carrier 21 Cubic Feet Waterproof Roof Bag at Amazon (affiliate link) |
| Wildroad Rooftop Cargo Carrier Combo Basket with 21 Cu Ft Waterproof Bag | Best for Bulky Outdoor Gear | Steel basket with waterproof bag | 21 cu ft | 150 lb | Top zipper on the bag, open basket walls | Crossbars required, basket measures 64 x 39 x 4 in | Campers and overlanders who haul awkward gear that will never fit inside a molded box and want the option of a sealed bag on long drives. | Check price for Wildroad Rooftop Cargo Carrier Combo Basket with 21 Cu Ft Waterproof Bag at Amazon (affiliate link) |
Swipe sideways to compare every column.
Best Overall
SportRack Vista XL Rear Opening Cargo Box
by SportRack
A wide 18 cubic foot hard shell box that carries a full family road trip load for far less than the premium brands ask.
What we like
- 18 cu ft of locking, weather-sealed space at a mid-range price, which is why it is the top selling hard shell carrier on Amazon
- Wide 38 inch body swallows suitcases and totes that skinny ski-shaped boxes cannot take
- Rear opening lid lets you load from the curb instead of standing in traffic
- Tool-free U-bolt clamps mean you can put it on or take it off in about fifteen minutes without a wrench
What we don't
- 100 lb load rating is the lowest of the three hard shell picks here, so heavy gear has to stay in the car
- Crossbar spread is limited to roughly 23.5 to 29.75 inches, and owners with wider bars report drilling extra bracket holes
- The single rear lock and plastic support arms feel light, and some owners add a strap over the top for peace of mind
| Carrier type | Hard shell cargo box |
|---|---|
| Capacity | 18 cu ft |
| Load capacity | 100 lb |
| Opening style | Rear opening lid with gas-assist arms |
| Mounting | Crossbars required, tool-free U-bolt clamps |
| Install difficulty | Easy |
| Price bracket | $$ |
The Vista XL wins Best Overall because it covers the job most buyers actually have. It gives you a full 18 cubic feet of locked, dry space, it clamps to almost any crossbar without tools, and it costs a fraction of what the premium boxes here do. Over 2,300 owner ratings back that up, and it holds the number one spot in Amazon’s hard shell carrier category.
What sets it apart from the Thule and Yakima boxes is shape. At about 63 inches long and 38 inches wide, it is short and fat rather than long and narrow. That is the right shape for suitcases, plastic totes, sleeping bags and camp chairs. It is the wrong shape for 195 cm skis, which is where the SkyBox NX 18 pulls ahead.
The rear opening lid is the other useful difference. You load from behind the car, away from passing traffic, and you can use the bumper as a step. The trade-off is that reaching the front corners of the box needs a step stool on a tall SUV, and shorter owners report the same about working the lock.
The real limitation is the 100 lb load rating, the lowest in this guide. That number fills faster than people expect once bulky bags go in, so keep dense items low in the vehicle. The crossbar spread window is narrow too, and owners with wide-set factory bars have had to drill extra bracket holes to make it sit right.
Buy it if you want the most usable space per dollar and you travel a handful of times a year. Pick the Thule Force 3 XL instead if you want a heavier rating, a stronger latch and dual-side access, or the Sailnovo bag if a hard box will not fit your budget or your garage.
Research-based pick: this recommendation is based on product data, owner feedback and comparison with products we have tested, not on direct hands-on testing.
Buy it if: Families who need one big, secure, weatherproof box for a few long road trips a year and do not want to spend premium money.
Skip it if: You carry heavy gear or long skis, where the Thule Force 3 XL and Yakima SkyBox NX 18 give you more load rating and length.
Best Premium
Thule Force 3 XL Rooftop Cargo Box
by Thule
The most refined box here, with a 165 lb rating, dual-side access and a lifetime warranty that justifies the price for people who travel often.
What we like
- 165 lb load rating, well above the SportRack, so you can carry dense gear without second guessing the number
- Dual-side opening means you can load from the sidewalk or from the driver's side, which matters on a minivan
- PowerClick mount clicks audibly when the torque is right, so you know it is on properly without a torque wrench
- Limited lifetime warranty and available replacement parts keep it useful for a decade or more
What we don't
- Costs roughly twice the SportRack for the same 18 cubic feet of space
- Owners report the SlideLock key mechanism can stick, needing a firm push on the lid to release the key
- At full length it will not clear many parking garages, and one review reported broken hinge rivets out of the box
| Carrier type | Hard shell cargo box |
|---|---|
| Capacity | 18 cu ft |
| Load capacity | 165 lb |
| Opening style | Dual-side opening lid |
| Mounting | Crossbars required, PowerClick torque mount |
| Install difficulty | Easy |
| Price bracket | $$$ |
The Force 3 XL earns Best Premium on hardware quality rather than capacity. It holds the same 18 cubic feet as the SportRack Vista XL, but it carries a 165 lb rating, opens from both sides, and mounts with Thule’s PowerClick system that clicks when the clamp reaches the right torque. On a tall vehicle, that audible confirmation removes the guesswork of crawling around checking bolts.
Dual-side opening sounds like a small thing until you own a minivan. Being able to open whichever side faces the curb, or whichever side the load is on, saves a lot of walking around the car in a hotel parking lot. Owners moving up from older single-side boxes consistently mention it as the feature they notice most.
The honest limitation is value. You are paying roughly double the SportRack for identical volume. What you get for that is a stronger latch, a better mount, a limited lifetime warranty and parts availability. If the box goes on the roof twice a year, that math does not work. If it lives up there most of the summer, it does.
Quality control is not perfect either. One detailed owner review reported broken rivets on the hinge bracket straight out of the packaging, and several mention the lock sticking until you press the lid down hard. Length is a practical issue too: several owners note it will not fit in low parking garages.
Buy it if you drive long distances often and want the most confidence-inspiring mount here. Choose the SportRack Vista XL if you want the same space for less, or the Yakima SkyBox NX 18 if long skis are the main cargo.
Research-based pick: this recommendation is based on product data, owner feedback and comparison with products we have tested, not on direct hands-on testing.
Buy it if: Frequent road trippers and minivan or large SUV owners who want the sturdiest mount and lock in this guide and plan to keep the box for years.
Skip it if: You only travel once or twice a year, where the SportRack Vista XL gives you the same volume for much less money.
Best for Skis and Snowboards
Yakima SkyBox NX 18 Roof Top Cargo Carrier
by Yakima
An 84 inch long box with a flat floor that swallows skis up to 195 cm, making it the right shape for winter sports families.
What we like
- 84 inch length takes skis and snowboards up to 195 cm, which neither the SportRack nor most soft bags can manage
- Flat, unobstructed interior floor makes packing long gear and boot bags far easier than a contoured floor
- Dual-side opening with a full metal handle that locks the lid shut and the box to the crossbars
- Limited lifetime warranty with replacement parts sold separately, so a cracked hinge is not the end of the box
What we don't
- At 53 lb and 84 inches long it is a genuine two-person lift onto any tall SUV or van
- Sits low and long, so on shorter cars it can interfere with a rear hatch, and you must measure before buying
- Costs premium money for the same 18 cubic feet the SportRack Vista XL offers at a mid-range price
| Carrier type | Hard shell cargo box |
|---|---|
| Capacity | 18 cu ft |
| Load capacity | 165 lb |
| Opening style | Dual-side opening lid |
| Mounting | Crossbars required, universal clamp mount |
| Install difficulty | Moderate |
| Price bracket | $$$ |
The SkyBox NX 18 wins Best for Skis and Snowboards because of one number: 84 inches. That length is what lets it take skis and boards up to 195 cm, and Yakima says the box holds gear for up to four campers. Owners confirm it, with one family of six reporting all their snowboarding gear went up top.
The flat interior floor is the second reason it beats the other boxes for long gear. Many cargo boxes have a raised or contoured base that eats usable length and forces awkward packing. The SkyBox NX has an unobstructed floor, so long items lie flat instead of wedging at an angle.
Security and access are strong. The full metal handle locks the lid closed and simultaneously locks the box to the crossbars, and SKS lock cores can be keyed to match other Yakima gear. Dual-side opening means you load from whichever side is convenient.
The real limitation is handling. At 53 lb and seven feet long, this is a two-person job to get on a large SUV, and reviewers repeat that advice often. Length is also a fitment risk on shorter vehicles: measure your crossbar spread and check that your rear hatch still clears before you order. Some owners have received boxes damaged in shipping because of the size.
Buy it if long gear is the reason you want a roof box at all. Pick the SportRack Vista XL if you mostly haul suitcases and want the wider shape, or the Thule Force 3 XL if you want the same premium build with a slightly easier mounting system.
Research-based pick: this recommendation is based on product data, owner feedback and comparison with products we have tested, not on direct hands-on testing.
Buy it if: Ski and snowboard families who need real length, a flat floor and a lock system that secures both the gear and the box.
Skip it if: Your cargo is mostly suitcases and totes, where the shorter, wider SportRack Vista XL is the more usable shape.
Best Budget
Sailnovo Car Rooftop Cargo Carrier 21 Cubic Feet Waterproof Roof Bag
by Sailnovo
A 21 cubic foot waterproof bag that works on cars with no roof rack at all and folds into a closet when the trip is over.
What we like
- Works on vehicles with no crossbars, using six door hooks instead of a rack, which no hard box here can do
- 21 cu ft is the joint largest capacity in this guide, more than any of the hard shell boxes
- Heavy duty 1000D PVC fabric with a covered zipper keeps rain out on highway trips
- Folds flat for storage, so it costs you nothing in garage space or year-round fuel economy
What we don't
- Sailnovo does not publish a load rating, so you are guessing at safe weight and must go by your vehicle's roof limit
- Door hook mounting means straps run through the door openings, so you cannot open those doors while it is loaded
- Soft sides give no impact protection and it is far easier to cut into than a locking hard shell box
| Carrier type | Soft shell cargo bag |
|---|---|
| Capacity | 21 cu ft |
| Load capacity | Not stated by maker in listing |
| Opening style | Top zipper with storm flap |
| Mounting | Fits with or without a roof rack, 10 straps and 6 door hooks |
| Install difficulty | Easy |
| Price bracket | $ |
The Sailnovo bag wins Best Budget because it removes the two biggest barriers to rooftop cargo: the price of a hard box and the need for a roof rack. It ships with an anti-slip mat, ten reinforced straps and six door hooks, so a car with a bare roof can carry 21 cubic feet of gear on the next trip.
The fabric is the part that matters. This is 1000D PVC coated material with a zipper storm flap, which is heavier than the 600D and 840D fabric used in many cheaper bags. That thickness is what stops a highway trip in rain from soaking everything inside.
The size deserves attention. At 21 cubic feet it holds more than the 18 cubic foot Thule, Yakima and SportRack boxes, and it costs a small fraction of any of them. It also packs away flat, so nothing takes up your garage between trips and your everyday fuel economy is untouched.
The honest limitations are real and worth taking seriously. Sailnovo does not publish a weight rating, so your only reference is your vehicle’s own dynamic roof limit, which is often around 100 to 165 lb. The door hook mounting also means the straps pass through the door openings, and those doors stay shut until you unload. And a fabric bag with a combination lock is not security, it is a deterrent.
Buy it if you have no rack, a tight budget or a once-a-year need. Choose the SportRack Vista XL if you want a locking box, or the Wildroad basket combo if you want the bag but with a proper rated platform under it.
Research-based pick: this recommendation is based on product data, owner feedback and comparison with products we have tested, not on direct hands-on testing.
Buy it if: Drivers with no roof rack, or anyone who needs extra space for one or two trips a year and does not want to store a large box.
Skip it if: You leave gear on the roof unattended or travel every month, where a locking hard shell like the SportRack Vista XL is the safer buy.
Best for Bulky Outdoor Gear
Wildroad Rooftop Cargo Carrier Combo Basket with 21 Cu Ft Waterproof Bag
by Wildroad
A steel basket and a 21 cubic foot bag sold together, so you can run a sealed bag on trips and an open basket for firewood and coolers.
What we like
- The basket and the waterproof bag come as one purchase, so you get two carrying modes without buying twice
- 150 lb rated basket sits between the SportRack box and the premium boxes on load capacity
- Take the bag off and you have an open 64 by 39 inch platform for coolers, firewood, jerry cans and anything odd shaped
- Includes a cargo net, ratchet straps and anti-rust sealant for the welds
What we don't
- Steel is heavy and stays on the roof, so it costs you fuel economy year round in a way a folded bag does not
- An open basket creates far more wind noise and drag than any of the sealed hard shell boxes here
- Needs crossbars, so drivers with a bare roof cannot use it and should look at the Sailnovo bag instead
| Carrier type | Steel basket with waterproof bag |
|---|---|
| Capacity | 21 cu ft |
| Load capacity | 150 lb |
| Opening style | Top zipper on the bag, open basket walls |
| Mounting | Crossbars required, basket measures 64 x 39 x 4 in |
| Install difficulty | Moderate |
| Price bracket | $$ |
The Wildroad combo wins Best for Bulky Outdoor Gear because it is the only pick here that does not force you to choose between a sealed container and an open platform. You get a 64 by 39 inch steel basket rated to 150 lb, plus a 21 cubic foot waterproof bag that drops inside it. Run the bag for a family road trip, pull it out for a camping weekend when the load is a cooler, a stack of firewood and a couple of jerry cans.
That flexibility is the whole argument. A molded cargo box has a fixed shape, and anything that does not match that shape stays home or rides in the cabin. A basket has walls but no lid, so height stops being a limit and shape stops mattering. The included cargo net and ratchet straps are what hold irregular loads down.
The 150 lb rating is a useful middle ground. It is well above the SportRack Vista XL’s 100 lb and close to the 165 lb the Thule and Yakima boxes carry, so genuinely heavy camping gear is on the table as long as your vehicle’s own roof limit allows it.
The limitation is the physics of an open frame. Steel is heavy and it usually stays bolted up there all year, so the fuel economy hit is constant rather than seasonal. An open basket also makes noticeably more wind noise and drag than a sealed box, which you will hear on every highway mile. Anti-rust sealant is included for a reason: painted steel on a roof lives a hard life.
Buy it if your cargo is awkward and you camp more than you road trip. Pick the Thule Force 3 XL for quiet highway miles, or the Sailnovo bag if you have no crossbars to bolt a basket to.
Research-based pick: this recommendation is based on product data, owner feedback and comparison with products we have tested, not on direct hands-on testing.
Buy it if: Campers and overlanders who haul awkward gear that will never fit inside a molded box and want the option of a sealed bag on long drives.
Skip it if: Your trips are highway miles with suitcases, where a sealed aerodynamic box like the Thule Force 3 XL is quieter and more efficient.
How we chose#
This is a research-based guide, not a hands-on road test. We started from the rooftop carriers that actually sell on Amazon, then checked every pick against its live listing: the published cubic feet, the load rating where the maker states one, the mounting hardware, the crossbar spread limits and the warranty. We then read through owner reviews looking for the things spec sheets never mention, such as leaks after a rainstorm, wind noise at 75 mph, lids that will not latch when full and boxes that arrive damaged.
We picked deliberately across formats instead of ranking five near-identical boxes. That gives you a mid-priced best seller, a premium box, a long box built around ski length, a soft bag for cars with no rack, and a steel basket that doubles as an open platform. Carriers with thin review histories or no stated capacity were left out.
What to consider before buying#
Start with your roof, not the carrier. If you have no crossbars, only a soft bag will work today, and adding a rack changes your budget more than the carrier does. If you do have bars, measure the spread between them, because every hard box publishes a minimum and maximum spacing and mismatches are the single most common reason owners end up drilling extra holes.
Next, be honest about frequency. A carrier that lives on the roof all year needs to be quiet, sealed and rated for weight. A carrier used twice a summer should be easy to store and cost less. That single question separates the Thule and Yakima picks from the Sailnovo bag more than any spec does.
Finally, check your vehicle’s dynamic roof load. That number is the real ceiling. A carrier rated to 165 lb does not give you permission to exceed what the car allows on the move.
Hard shell box, soft bag or open basket#
The three formats solve different problems. A hard shell box is sealed, lockable, aerodynamic and rigid, which makes it the best choice for long highway trips and the only choice if you want gear to survive weather and stay secure at a hotel. The trade is money and storage: a box costs more and needs somewhere to live for the ten months a year it is off the car.
A soft bag wins on price and flexibility. It works without a rack, it holds more cubic feet per dollar than anything else here, and it folds into a closet. It gives you no security and no impact protection, and its capacity number only holds true when it is packed tight.
An open basket is for shapes a box cannot take. Coolers, firewood, jerry cans and camp furniture all fit in a basket and none of them fit neatly in a molded shell. The cost is constant drag and noise. If awkward loads are the reason you are shopping at all, it is worth reading our comparison of hitch-mounted cargo carriers too, since a hitch tray keeps that weight low instead of on the roof.
Length, width and what actually fits#
Cubic feet is a misleading number on its own. All three hard boxes here are 18 cu ft, yet they hold very different things. The SportRack Vista XL is about 63 inches long and 38 inches wide, so suitcases and plastic totes fit side by side. The Yakima SkyBox NX 18 is 84 inches long and narrower, which is the shape that takes 195 cm skis and snowboards but wastes space on square luggage. Work out what your bulkiest item is, measure it, then pick the shape.
Height matters too. Long boxes can block a rear hatch on shorter vehicles, and several owners report their loaded car no longer clears a parking garage. Both are worth checking before you order.
Mounting, noise and security#
Mounting is where the price difference shows up. The SportRack uses U-bolts and quick-release knobs, which is simple but fussy if your bars sit outside its spread range. Thule’s PowerClick clicks when the clamp reaches correct torque, so you know it is on. Yakima’s metal handle locks the lid and the box to the bars in one motion. The Sailnovo bag needs no rack at all, which is the whole point of it, and drivers shopping that route should also read our guide to soft car top carriers that work without a roof rack.
On noise, sealed boxes are quiet enough that most owners say they only hear them when listening for it. Open baskets are not. On security, a keyed hard shell is a genuine barrier and a combination lock on a fabric zipper is not, so never leave valuables in a bag overnight.
Final recommendation#
Most people should buy the SportRack Vista XL. It gives you 18 cubic feet of locking, weatherproof space, it clamps to almost any crossbar in about fifteen minutes, and it costs far less than the premium boxes while carrying the same volume. If you travel often and want the strongest mount, the highest rating and a lifetime warranty, the Thule Force 3 XL is worth the extra money. Ski and snowboard families should skip both and take the Yakima SkyBox NX 18 for its 84 inch length and flat floor. If you have no roof rack or only need space once a year, the Sailnovo bag is the sensible, cheap answer. And if your gear is bulky and oddly shaped, the Wildroad basket and bag combo carries what none of the molded boxes can.
Frequently asked questions
Do I need a roof rack to use a rooftop cargo carrier?
It depends on the type. The three hard shell boxes and the Wildroad basket all clamp to crossbars, so you need a rack. The Sailnovo bag is the exception: it uses an anti-slip mat and six door hooks, so it works on a bare roof. If you go that route, remember the straps run through the door openings, so those doors stay closed until you unload.
How much weight can I put on my roof?
Your vehicle sets the limit, not the carrier. Most cars and SUVs publish a dynamic roof load somewhere between 100 and 165 lb, and that figure includes the crossbars, the carrier itself and everything inside it. Check your owner's manual first, then treat the carrier rating as a second ceiling. The SportRack is rated for 100 lb, the Wildroad basket 150 lb, and the Thule and Yakima boxes 165 lb.
Will a cargo carrier hurt my gas mileage?
Yes, and how much depends on the shape. Owners of the sealed boxes here commonly report losing a few miles per gallon on highway trips, and EV drivers report a range hit of roughly 15 percent. An open basket like the Wildroad is worse because air tumbles through it. A soft bag folds away when the trip ends, which is why it costs you nothing the rest of the year.
What size cargo carrier should I get?
Match the shape to the cargo, not just the cubic feet. All three hard boxes here hold 18 cu ft, but the SportRack is short and wide for suitcases while the Yakima is 84 inches long for skis up to 195 cm. Before ordering, measure your crossbar spread and check that the box will not block your rear hatch when it opens.
Are soft roof bags actually waterproof?
Good ones hold up well. The Sailnovo uses 1000D PVC coated fabric with a covered zipper, and owners of that class of bag report dry contents after long trips in rain. The weak points are always the zipper and the seams, so pack anything you cannot replace inside a dry bag as a second layer. Hard shells with a sealed lid are still the more reliable choice in heavy weather.
Why do prices range from under a hundred dollars to over nine hundred?
You pay for the shell, the mount and the warranty. A fabric bag is cheap to make and gives you volume with no security. A mid-range molded box like the SportRack adds a lock, a rigid shell and a 25 year warranty. Premium boxes from Thule and Yakima add a higher load rating, a torque-indicating mount, dual-side opening, a lifetime warranty and replacement parts you can still buy years later.